Three quarterly disclosure is drawing to a close, from the perspective of disclosed data, compared to first half of this year and last year, this time three of the listed companies quarterly performance difficult and beautiful. However, the profitability of listed companies generally fell under the background of, public Bank both operating income, net income and in the growth rate, once again achieve the “crowd”.

　　Results for “crowd”: 15 Bank net profits of nearly 690 billion yuan

　　Reporter rough statistics, has reported three of its quarterly bulletin 15 listed banks nearly $ 690 billion in the first three quarters of the total net profit, an increase of about 31.6%, there are 12 banks net profit growth of more than 30%, where Minsheng Bank being the increase in net profit of 64.42%, an increase of the minimum third-quarter net profit rose more than 22% before the Bank of China.

　　Five State-owned banks, industrial and commercial bank in after tax profit of 164 billion yuan ranked “most profitable banking” Laurel; followed by the China Construction Bank, net profits of 139.207 billion yuan, net profit amounted to $ 100.776 billion, the agriculture Bank; rows after tax profit of 101.284 billion yuan, Bank net profit 38.416 billion yuan. As far as the growth, the agriculture Bank still leads all the way, representing a growth of 43.59%, the other four lines remain in the 20% of the year in the interval.

　　Joint-stock Bank growth more prominent, with the exception of Nanjing Bank growth 28% out, other joint-stock Bank net profit growth in the first three quarters more than 30%, where Minsheng Bank, Shenzhen Development Bank, Hua Xia Bank, respectively, 64.42% and 44.42% increase in the first three, between 30% per cent increase in other banks.

　　By contrast, overall profitability comparable to many of the other listed companies. According to the Shenzhen securities information company data center statistics, as of October 28, Shanghai and Shenzhen 1917 listed companies disclosed three quarterly net profits rose an average of 18%, over 30% company’s net earnings fell; in 1851 in company with comparable data, 1.59% per cent from the average revenue growth in the second quarter in the third quarter, net profit dropped by 6.59%.

　　Reporter’s query historical data discovery, the last five years, net profit growth of listed banks in most cases higher than those of other listed companies overall profit growth. After disclosure of the listed company in the reported data show that 16 listed Bank first-half net profits of 465.022 billion yuan, banks over widespread 30% of increase in net profit, industry average 38.33%; at the same time, in Shanghai and Shenzhen 2,244 listed company’s first half net profit of 994.33 billion yuan, an increase of 22.31%.

　　What Bank “ensure stable yields despite drought or excessive rain”?

　　As in the past, the net interest margin once again led the Bank’s performance score major driver of success. Journalists made under three quarterly data statistics show that 15 listed banks net interest margins in the first three quarter revenue totaled $ 1.29 trillion, accounted for 78.9% of gross revenue, of which, five State-owned banks net interest income accounted for 75.7% of the total revenues, joint-stock banks net interest margin percentage total revenue total revenue exceeds 90%.

　　Statistics show that 15 banks net interest per cent between the first three quarters between 18.82% per cent are values of 31.2%, of which five rows increases were below 30%; joint-stock bank interest income growth is relatively prominent, with the exception of Industrial Bank of 27.6% growth outside, other banks increase is above 30%, China, Nanjing, people’s livelihood three banks rose by more than 40%.

　　Is quite noteworthy that for the past many benefited from the lending growth in interest income growth, in the current credit under the background of a slowdown, this growth in interest of listed banks originated in banks further enhanced bargaining power.

　　According to the 15 listed banks net interest margin almost without exception, the first three quarters per cent increase, most banks net interest margin in the first half of the third quarter rose further enhanced on the basis, the current, most banks net interest margin rose to 2.5% above, a number of joint-stock banks net interest margin even exceeded 3%.

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